Driving Smarter Insurance: MOTER Leverages VSS to Unlock Advanced Driver Risk Analysis

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June 24, 2025
COVESA

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The vehicle data landscape is fragmented, and every OEM speaks a different “language.” Consistent, privacy compliant data access is therefore essential as vehicles shift to software defined platforms and real-time insurance and fleet solutions.

MOTER is cutting through this complexity by leveraging COVESA’s Vehicle Signal Specification (VSS), a widely adopted, open data model created to consistently describe and normalize vehicle data, to create a unified, OEM-agnostic foundation for risk analytics.

“Standardized vehicle data is the foundation for delivering scalable, insurance-ready insights. COVESA’s VSS helps us simplify integration across OEMs and accelerate how quickly we can bring data-driven risk intelligence to market.”

Shankar Yoganathan, VP of Engineering at MOTER Technologies

This perspective drives MOTER’s integration of VSS into its edge-to-cloud infrastructure, powering advanced risk models that deliver real-time insights.

The full case study dives deeper into how MOTER’s integration with VSS supports an ecosystem of use cases from insurance risk analytics to advanced fleet management and examines the technical and operational challenges and potential business impact within the connected vehicle ecosystem.

COVESA Executive Director Steve Crumb with the RemotiveLabs team

By aligning its SDK with VSS, MOTER eliminates the need for custom integrations and accelerates deployment across multiple vehicle platforms. The result is efficient productization, streamlined engineering, and accelerated delivery of real-time insurance analytics. Powered by telematics, ADAS, and DMS signals, MOTER’s Insurance Risk Analytics model is already approved in 27 U.S. states, and with expansion underway, MOTER is just getting started.

Looking ahead, the company is focused on broadening the adoption of its SDK across new platforms and markets and continuing its active role within COVESA to advance data standardization, sharing frameworks, and privacy management.

Read the full case study here.

ABOUT VSS

The Vehicle Signal Specification (VSS) is COVESA’s open standard for structuring vehicle data. It provides a consistent format for interpreting signals across different OEMs, reducing integration complexity and enabling scalable, cross-platform applications.

MOTER uses VSS to streamline on-vehicle data processing, accelerate development cycles, and ensure privacy-first, insurance-ready insights regardless of vehicle make or model.

Learn more here.

Related Pages

Organizations interested in joining the Alliance as active members can learn more at www.covesa.global/join.